Сибирский федеральный университет

Тип публикации: доклад, тезисы доклада, статья из сборника материалов конференций

Конференция: 11th Computer Science On-line Conference, CSOC 2022

Год издания: 2022

Идентификатор DOI: 10.1007/978-3-031-09073-8_48

Ключевые слова: bank performance, digital innovation, digitalization, fintech

Аннотация: Digitalization is an innovation that is important for banking. Digital innovation allows banks to quickly analyze important data and make automated decisions, which increase the quality of customer service and the efficiency of banks. The authors of the paper study and model the efficiency of banking in the context of digitalization on the example of leading Russian banks. The paper identifies the factors of digitalization of banks. The authors develop econometric models of the dependence of the profitability of banks’ assets on the factors of digitalization. According to the results of the modelling, the infrastructure of the banking turns out to be less important than indicators of the digitalization, such as the volume of electronic payments, the number of terminals and the number of transactions. The results of the study are important for assessing the effectiveness of banking in the process of digitalization. #CSOC1120. © 2022, The Author(s), under exclusive license to Springer Nature Switzerland AG.

Журнал: Lecture Notes in Networks and Systems

Выпуск журнала: Vol. 503 LNNS

Номера страниц: 566-575

ISSN журнала: 23673370

Издатель: Springer Science and Business Media Deutschland GmbH

• Rutskiy V. (Siberian Federal University, Krasnoyarsk, Russian Federation, National Research University Higher School of Economics (HSE University), Moscow, Russian Federation)
• Kharitonova E. (Siberian Federal University, Krasnoyarsk, Russian Federation)
• Alshahrani S.H. (King Khalid University, Khamis Mushate, Saudi Arabia)
• Al-Khaldi F.N. (California State University Long Beach, King Fahd University of Petroleum and Minerals, Saudi Aramco, Dhahran, Saudi Arabia)
• Almashaqbeh H. (Abu Dhabi University, Abu Dhabi, United Arab Emirates)
• Tsarev R. (Siberian Federal University, Krasnoyarsk, Russian Federation, International Academy of Science and Technologies, Moscow, Russian Federation)

• Scopus